Finding the right home may seem like the hard part of a real estate transaction, but in reality, getting the best financing can be much harder. This is partially because we have so many options nowadays for mortgage loans and so many places to find them. A mortgage broker or your local bank can often lay out your options clearly. They will be armed with what you want in terms of loan term, ideal rate, targeted monthly payments and the like. If you're smart, you will talk to them before you decide on your home so you really know your price range.
A mortgage broker/specialist navigates you around those banks with mortgages that appear to be the best deal out there, but fall short of your expectations. Brokered mortgages may not be as “flashy” on the exterior, but they will have all the “nuts and bolts” built into them to protect you from unforeseeable circumstances that often arise.
Fewer complications. A seasoned mortgage professional will have years of experience, and that will help him or her navigate the tricky loan application waters that lie ahead. Let a broker’s know-how work to your benefit.
Help you get the best deal possible. Although you may be tempted to apply for the mortgage on your own, by hiring a professional you are assured of getting the best interest rate, the best payment plan, the best deal in general.
Save you time. The most valuable of all commodities. A broker has the experience to make sure you get the best package for your individual needs
MacDonald Realty Kelowna
592 K.L.O. Road
Kelowna, BC, V1W 4A7